Sandra MillerNavigating health insurance often feels like a heavy burden. Professionals need dependable plans, and business owners look for affordable coverage for their staff.
To find the best insurance in Indianapolis, you must look past confusing jargon and complex pricing. A local agency serves as a helpful advocate, explaining your options clearly.
I spent time researching providers across the city to find the most reliable teams. This guide features the best agencies to simplify your enrollment process.
Below are the ones dedicated to protecting your health and your budget.
How much does health insurance cost in Indianapolis?
Individual health insurance premiums in Indianapolis typically range from $344 for basic ACA plans to over $700 for employer-sponsored coverage. For larger groups, rates average $400 to $690 per employee, while comprehensive family coverage generally exceeds $2,100 per month.
| Plan Type | Average Monthly Premium |
| Small Business Group Plan | $400 to $690 per employee |
| Individual ACA Bronze Plan (30-year-old) | $344 |
| Individual ACA Marketplace Plan (40-year-old) | $497 |
| Employer-Sponsored Single Coverage | $700+ |
| Family Coverage | $2,100+ |
1. Nefouse Indiana Group Health Insurance Agency
Website: https://www.nefousehealthinsurance.com/
Address: 8435 Keystone Crossing #160
Contact: (800) 846-8615
Hours: Monday – Friday: 8 AM – 5 PM
Nefouse Indiana Group Health Insurance Agency is a great partner for large employers who want to control their expenses. They start competitive bidding wars between carriers to make sure you get the best possible rates.
Instead of just reacting to changes, they use creative strategies to proactively address the Affordable Care Act.
Their customer service is very fast, so administrative issues get fixed right away rather than waiting for days.
They also offer a digital benefit hub that makes onboarding new employees very simple.
Plus, we really value their transparent pricing philosophy, which helps every client understand exactly where their money is going.
However, their specialized approach might be a bit much for individuals who just want basic coverage.
And because they focus so much on personal interaction, they do not have an instant checkout for quick enrollment.
The best insurance broker
The Nefouse group undeniably is the best insurance broker I’ve ever dealt with. Tony is super responsive, and always tries to take care of the customer. He always offers advice and gets me whatever I need to make good decisions with my health care.
- David Novak | Google Review
My employees are very happy with the plan and the cost
Tony was able to help us select a Group Insurance plan for our small business. He is responsive and very knowledgeable about the different types of health care insurance options. I was expecting the sign up process to be long and tedious, but to my pleasant surprise, it was quick and simple. My employees are very happy with the plan and the cost. I would highly recommend Tony Nefouse and Associates to help select a health insurance plan.
- sheila Schwartz | Google Review
2. Jeremiah Insurance
Website: https://www.jeremiahinsuranceinc.com/
Address: 5700 N College Ave
Contact: (317) 506-2717
Hours:
- Monday – Thursday: 9:00 AM – 8:00 PM
- Friday – Saturday: 9:00 AM – 5:00 PM
Jeremiah Insurance operates as a minority-owned brokerage with a mission to help people who often struggle to obtain coverage. They are experts at finding plans for freelancers and students.
They also do a wonderful job of guiding seniors through the Medicare process to ensure they receive their medications at preferred pharmacies.
I recently heard from a graphic designer who used their services, and she really loved them. She especially liked how their bilingual team took the time to explain her options at no cost.
It’s important to remember, though, that they don’t represent every carrier in the region. This might limit some of your local network options.
Plus, they only operate in six specific states. This means they are not the best fit if you are looking for a company with nationwide coverage.
I am so happy
I highly recommend anyone seeking advice/assistance with insurance needs to speak with Maureen. I am so happy my friend referred me to her.
She is very informative and helped me navigate my health insurance needs. She made an overwhelming decision easy to understand. Additionally, there was no cost!
- Linda Marcum | Google Review
We love working with Jeremiah Insurance!
We love working with Jeremiah Insurance! Maureen is such a genuine and caring person that went well above and beyond to help us find affordable health insurance. I highly recommend this company for your health insurance needs!
- Jeri Elise Nguyen | Google Review
3. Steffey Insurance Agency
Website: https://www.steffeyins.com/
Address: 3091 E 98th St SUITE 125
Contact: (317) 334-3743
Hours:
- Monday – Thursday: 8:30 AM – 5:00 PM
- Friday: 9:00 AM – 1:00 PM
Steffey Insurance Agency makes shopping for health insurance simple by using an independent model to find the most favorable rates.
Their direct enrollment process is a huge benefit because it helps you avoid government website glitches and speeds up your subsidy processing.
Since they’re a family-owned firm, they focus on building real relationships rather than just meeting sales quotas. It’s also very easy to bundle your medical and dental policies together for better protection.
Just be aware that their office is only open during the week. This can be tricky if you need help with a billing question on a Saturday.
Plus, they only partner with a curated list of top carriers. While this guarantees quality, it might restrict your access to some newer providers.
Expert in finding the right coverage at the right price
Scott Dehnke with Steffy Insurance knows how to make health insurance understandable and less confusing. He has the knowledge to help not only medicare supplements but group policies and has several options for small/medium businesses. Health Insurance is all he does and he is an expert in finding the right coverage at the right price.
- Teri Capron | Google Review
Scott did an amazing job
I referred a friend to Scott who had just turned 65 and was very confused about his health insurance options. Scott did an amazing job of explaining everything and making sure he had just the right coverage.
- Denise Praul | Google Review
4. Conner Insurance
Website: https://connerins.com/personal-insurance/
Address: 8445 Keystone Crossing #200
Contact: (317) 808-7711
Hours: Monday – Friday: 9:00 AM – 5:00 PM
Conner Insurance is unique because they have exclusive access to Nice Healthcare in Indiana. This brings primary care and free medications right to an employee’s home.
They use a smart unbundled strategy that breaks down traditional overhead and negotiates directly with providers to remove unnecessary costs.
By using data to analyze claims, they consistently help their corporate clients reduce healthcare spending.
I know a local business owner who switched to their self-funded plans and saw a huge improvement in her cash flow. She was also able to easily add vision coverage for her team’s regular eye clinic visits.
However, their most effective cost-saving tools are primarily designed for mid-sized companies rather than solo entrepreneurs.
Their weekday-only schedule can also be tough for busy founders who want to review plans over the weekend.
The best
The best. Ashley and her team all all over it, all the time. I have been with them for several years and the customer service of this team is unmatched. If I own it and it can be insured, this team is doing it.
- Jeff Bovard | Google Review
Phenomenal to work with!
After having the run around with our insurance company, we were referred to Conner Insurance. Both Ashley Brown and Shannon Morris were phenomenal to work with! We received quotes within a day and had everything laid out for us, including monthly premiums, what was covered, EVERYTHING! It was seamless and easy, and our insurance was set after a few docusigns. Highly recommend their team!
- Christina Veronda | Google Review
5. Hoosier Insurance Group
Website: http://www.hoosierinsurancegroup.com/
Address: 450 E 96th St #500
Contact: (317) 536-2999
Hours:
- Monday – Friday: 8:30 AM – 5:00 PM
- Saturday: 9:00 AM – 12:00 PM
Hoosier Insurance Group maintains partnerships with over 50 carriers, giving it a vast network for comparing rates.
Because they’re truly independent, they work directly for you rather than for a big corporation. This helps them design a portfolio that actually fits your needs.
Rather than just giving out generic online quotes, their agents sit down for personal consultations to explain the fine print.
They’re also very helpful when it comes to navigating the complex move into Medicare Advantage plans.
One drawback is that their main office is in Crown Point, about 2 hours from Indianapolis. This makes face-to-face meetings a bit difficult for locals.
Also, they can only offer quotes from their specific list of appointed carriers, not from every niche provider out there.
I was very very happy
I was very very happy with the Service I received. In making a decision to Change Insurance Companies I was looking for someone I felt comfortable with and then someone who could answer all my questions and that happened. On top of that I got a great price, saved $830 a year. Thank You Nick @ Hoosier Insurance Group,
- terry hall | Google Review
Nick has been absolutely amazing
Nick has been absolutely amazing to work with and I could not recommend him enough. He is always willing to take the extra step to help you in whatever your insurance needs may be. I know every time I go to Nick with a question or concern, he is going to have a thorough and educational answer. Can’t go wrong with him!
- Christopher Lopez | Google Review
