Sandra MillerThere’s nothing quite like the chaos and cuddles of a new furry family member. However, the reality of emergency veterinary costs can catch even the most prepared furparents off guard.
I still remember the panic of staring at a massive bill and realizing I’d waited too long to look into my options.
Well, I want to help you skip that headache entirely, so I’ve vetted the best pet insurance providers in Indianapolis. Read on for plans that offer real protection for your pet and genuine peace of mind for your wallet!
How much does pet insurance cost in Indianapolis?
Monthly premiums for pet insurance in the Indianapolis area generally range from $15 to $60 based on your chosen coverage level and animal type.
| Pet/Coverage Type | Monthly Premium Range | Annual Deductible |
| Dogs | $30 – $60 | $100 – $500 |
| Cats | $15 – $30 | $100 – $500 |
| Basic Accident-Only | $10 – $20 | $100 – $500 |
1. Conner Insurance
Website: https://connerins.com/pet-insurance/
Address: 8445 Keystone Crossing #200
Contact: (317) 808-7711
Hours: Monday – Friday: 9 am – 5 pm
Where Conner Insurance truly shines is in their adaptable, three-tiered approach to coverage. Rather than a one-size-fits-all policy, you can choose between basic medical emergency plans or full preventative care depending on your pet’s age and health.
Because they partner with over 20 carriers, their team can find highly competitive rates that an independent owner might miss.
Plus, they’ve been a locally owned, family-run fixture in the Indiana market for over 70 years, which adds a layer of trust you don’t always get with national giants.
I actually spoke with a neighbor who recently worked with their advisors to handle a complex claim; she was relieved by how they navigated the confusing reimbursement limits for her dog’s unexpected surgery.
While their personalized quote process does require a direct phone consultation, the ability to bundle pet policies with your existing home and auto insurance makes that extra conversation well worth the effort.
2. McClain Matthews Insurance
Website: https://www.mcclainmatthewsinsurance.com/
Address: 6329 Hollister Drive
Contact: 317-298-7500 | [email protected]
Hours: 8:30AM – 5:00PM: Monday – Friday
Dealing with unexpected medical bills is significantly less stressful when you have an independent, family-owned agency like McClain Matthews handling your claims.
Their team provides the kind of personalized service that helps you feel supported during veterinary emergencies, rather than just another policy number.
Because they operate independently, they can easily shop across multiple reputable carriers to find optimal rates tailored specifically to your pet’s breed and age.
Another major convenience is their online service center, which lets you report claims or manage your policy documents at any time of day. Having local experts available to handle billing disputes with veterinary networks brings tremendous peace of mind.
One minor thing to note is that because they manage a massive portfolio of commercial and automotive lines, they don’t specialize exclusively in pet insurance products.
However, having that extra layer of local claims advocacy is just as helpful as finding reliable maid agencies in Indianapolis to keep your home tidy.
I’ve been with McClain Matthews for over 30 years. They have been wonderful to work with and I would recommend them to anyone. They get answer questions as soon as you contact them. Anytime I need changes made, the do it immediately. They have been wonderful to me and my company!!
- Worthmore Academy | Google Review
I have been with McClain Matthews for over 20 years and couldn’t ask for a better agency. Karl and his staff are always prompt to answer my needs and it is a “special plus” to be able to talk with a “human” when necessary.
- Judi Carpenter | Google Review
3. DeWitt Insurance Group
Website: https://www.dewittinsurancegroup.com/
Address: 8100 E. 106th St #260, Fishers
Contact: (317) 537-9054 | [email protected]
Hours: Monday – Friday: 9AM – 5PM
What sets DeWitt Insurance Group apart is their commitment to exceptional ongoing care through proactive, yearly policy reviews. They actively audit your coverage to ensure you’re receiving the most cost-effective rates as your animal ages.
Their approach is a game-changer for long-term pet owners, as it prevents you from unknowingly overpaying for premiums year after year just because your pet has entered a new age bracket.
The team has over 30 years of risk management experience, helping you navigate the fine print with ease. Their customer service is famously responsive, too, making everything seamless.
And if you’re looking to simplify your bills, they can even bundle your animal’s protection with your existing vehicle or home policies.
Keep in mind they’re in Fishers, which might require a short commute for those who live strictly in downtown Indianapolis.
However, if you’re already out running errands or coordinating pest control in Indianapolis, the quick trip up north is a small trade-off.
Dewitt Insurance has provided my home and auto for well over a decade. I recently had an auto accident. Kali and Jim were amazing!! Always taking my calls, calming me down, guiding me through questions, etc… they provided such a smooth process in the midst of my chaos. I couldn’t imagine going through it all without their guidance. They are a wonderful and truly care. I highly recommend them. Great experience!!
- Carlie Suski | Google Review
We decided to look into getting new home and auto insurance and found DeWitt via a search of multiple insurance companies. We worked with Lily to quote our insurance. She answered every question with great detail and gave thorough explanations of what coverage was appropriate and if we had too much / to little insurance. The service was exceptional!
- B meehan | Google Review
4. CMR Insurance & Services
Website: https://www.cmrinsurance.net/products-services
Address: 4955 W. Washington St Unit D
Contact: 317-953-1850 & 317-520-3601
Hours: Monday – Friday 9:30 AM – 6:00 PM, Saturday 9:00 AM – 2:00 PM, Sunday Closed
Finding customized coverage tailored to specific financial constraints is much easier with an independent broker like CMR.
They’re a standout among the local Spanish-speaking community, offering dedicated bilingual support to ensure nothing is lost in translation during the consultation.
Moreover, because they aren’t tied to a single provider, you can easily compare multiple carriers to find a plan that works for your wallet.
I recently visited their office on West Washington Street to ask about options for a friend’s new puppy.
The staff was incredibly welcoming and provided a free, no-obligation quote right away. It felt great to assess financial options without any immediate pressure to sign a contract.
One thing to note is their extremely broad scope of localized services; since they also handle notary work and commercial bonds, they lack a hyper-specialized focus strictly on veterinary claims.
However, for affordable, community-focused support, they’re a fantastic local resource.
CMR Insurance should be your go to spot for all your insurance needs! The team is very knowledgeable and efficient when it came to quoting my different insurance needs! Don’t forget to ask about their other services as well! Taxes! Business Registration! Notarial Services! Is there anything they can’t do?!
- Martin Arias | Google Review
Miriam and Cristian were awesome and were very straightforward with the quotes and purchasing the insurance policy that fit my budget and needs they made the whole process from start to finish very easy and smooth I would highly recommend them to anyone that’s looking for Auto , Home, Renters insurance or sr22s they have amazing customer service and my whole experience has been great with them.
- Felix Rosado | Google Review
5. MetLife Pet Insurance
Website: https://www.metlifepetinsurance.com/
Address: 400 Missouri Avenue Suite 105, Jeffersonville
Contact: 855.404.9364 & 877.281.3348
Hours: Monday – Friday 8am – 9pm EST, Saturday – Sunday 10am – 7pm EST
Securing comprehensive coverage without worrying about breed exclusions or upper age limits makes MetLife a fantastic option for owners of senior pets or specialized breeds.
They offer highly flexible policies, including access to a 24/7 virtual live vet chat for immediate clinical guidance when you aren’t sure if a situation warrants an emergency trip.
Best of all, you have the freedom to visit any licensed clinic without being tied to restrictive networks.
Managing your deductible is effortless via their robust mobile app, too. With this, you can track policy details and submit electronic claims in seconds, and the digital convenience is incredibly helpful when dealing with late-night medical surprises.
One trade-off is that their physical administrative office is in Jeffersonville rather than central Indianapolis. This eliminates face-to-face consultations for Marion County residents, meaning you’ll rely entirely on phone or digital support.
However, for tech-savvy furparents, their streamlined, nationwide infrastructure is hard to beat.
Not only is MetLife Pet Insurance affordable! They are quick to review claims and send payment for covered claims.
My dog had pneumonia and he had to stay at the emergency vet for two nights with IV fluids and antibiotics, and oxygen for the first night. MetLife Pet approved the claims within the week of submitting them.
It was such a relief to know that part of the money that I had to spend to get my furbaby well again was covered made the whole experience so much easier.
- Katie in AK | Google Review
I submitted my claim the day after my pet went to urgent care. We then went to his vet the day after and submitted all the documentation. Received the refund in less than 2 weeks. very happy with MetLife Pet Insurance. Highly recommend!
- Brian Forseth | Google Review
